Here are the details for the BIN code: 40901323678 . Per the information from our database, this bin code is from CAJA DE AHORROS Y PENSIONES DE BARCELONA(LA CAIXA) bank Spain and is of type credit Card
| BANK: | CAJA DE AHORROS Y PENSIONES DE BARCELONA(LA CAIXA) |
| Passes Luhn Check: | true |
| BANK Extras: | www.lacaixa.com, (902 200 202 OR 34 934 95 39 99) |
| COUNTRY: | ES, Spain |
| COUNTRY CURRENCY: | EUR |
| SCHEME / NETWORK: | visa |
| BRAND/CARD LEVEL : | Traditional |
| CARD TYPE: | credit Card |
| Is for a Prepaid Card: | false |
What is BIN?
Bank Identification Number (“BIN”) or Issuer Identification Number (“IIN”) is the first six digits (no spaces) of a bank-issued card. It is commonly used in credit cards, debit cards, stored-value cards and some gift cards. BIN is used to validate card issuer information through the BIN database which helps to prevent online fraud. BIN holds information of: brand of the card ( Visa, Master Card, …), name of the issuing institution/ bank, country of issuance, type of the card (Debit / Credit), category of the card
What is a credit card?
A credit card is a financial instrument issued by a bank or financial institution that allows individuals to borrow money up to a certain credit limit. It enables the cardholder to make purchases, pay for services, and access credit on the condition that they will repay the borrowed amount along with any applicable interest charges within a specified time frame, usually on a monthly basis.